The Housing Market Is Positioned to Help the Economy Recover [INFOGRAPHIC]

posted by: George Sykes, Managing Broker, Worth Clark Realty on Friday April 3, 2020

Some Highlights:

Job Opening

We Are Hiring

posted by: Envisioning Green on Tuesday March 31, 2020

Job Posting: 50039

We're growing and looking for the best! Do you want a steady position with a growing company? Do you want top industry pay PLUS benefits? Do you have general construction, landscape, or hardscape experience? We'd love to hear from you!

The Economic Impact of Buying a Home

posted by: George Sykes, Managing Broker, Worth Clark Realty on Tuesday March 31, 2020

We’re in a changing real estate market, and life, in general, is changing too – from how we grocery shop and meal prep to the ways we can interact with our friends and neighbors. Even practices for engaging with agents, lenders, and all of the players involved in a real estate transaction are changing to a virtual format. What isn’t changing, however, is one key thing that can drive the local economy: buying a home.

We’re all being impacted in different ways by the effects of the coronavirus. If you’re in a position to buy a home today, know that you’re a major economic force in your neighborhood. And while we all wait patiently for the current pandemic to pass, there are a lot of things you can do in the meantime to keep your home search on track.

Every year the National Association of Realtors (NAR) shares a report that notes the full economic impact of home sales. This report summarizes:

Is Now a Good Time to Refinance My St Charles Home?

posted by: George Sykes, Managing Broker, Worth Clark Realty on Wednesday March 25, 2020

With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions:

Why do you want to refinance?

There are many reasons to refinance, but here are three of the most common ones:

Why the Stock Market Correction Probably Won't Impact St Charles Home Values

posted by: George Sykes, Managing Broker, Worth Clark Realty on Tuesday March 24, 2020

With the housing crash of 2006-2008 still visible in the rear-view mirror, many are concerned the current correction in the stock market is a sign that home values are also about to tumble. What's taking place today, however, is nothing like what happened the last time. The S&P 500 did fall by over fifty percent from October 2007 to March 2009, and home values did depreciate in 2007, 2008, and 2009 – but that was because that economic slowdown was mainly caused by a collapsing real estate market and a meltdown in the mortgage market.

Confidence Is the Key to Success for Young Homebuyers

posted by: George Sykes, Managing Broker, Worth Clark Realty on Wednesday March 11, 2020

Buying your first home can seem overwhelming. Thankfully, there’s a lot of great information out there to help you feel more confident as you learn about the process. For those in younger generations who aspire to buy, here are three things to consider sooner rather than later in your journey:

Equity Gain Growing in Nearly Every State including Missouri

posted by: George Sykes, Managing Broker, Worth Clark Realty on Tuesday March 10, 2020

Rising home prices have been in the news a lot lately, and much of the focus is on whether they're accelerating too quickly and how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact they have on a homeowner's equity position.

Retirement at Any Decade

posted by: Busey Bank on Friday February 21, 2020

Planning your dream retirement looks different in each stage of life, but one principle remains the same across generations—save early and often. The reality is more than 43 percent of workers are not saving for retirement, and more than half have saved less than $25,000, according to Employee Benefit Research Institute.

It’s never too soon to start preparing for retirement, and it’s never too late to make retirement planning a priority. Consistent, modest savings can add up over time. Whether you’re months or what feels like a millennia from retirement, there are effective steps you can take now to reach financial readiness. Having a plan and knowing your steps puts your goal within reach.

5 Steps to Tame Financial Stress

posted by: Busey Bank on Wednesday February 5, 2020

Whether you're drowning in debt or having a hard time paying bills, financial difficulty can be stressful—and you're not alone in this struggle.

A recent report by the American Psychological Association reveals that 72% of adults feel stressed about money at least some of the time, and 22% say they experience extreme amounts of stress. Financial stress can be responsible for multiple health problems—including fatigue, headaches, depression, high blood pressure and heart disease.

So how do you tame financial stress? Here are five simple steps you can take to reduce or eliminate some of the stress in your life:

How Do You Think People Found Their New Home in 2019?

posted by: George Sykes, Managing Broker, Worth Clark Realty on Monday February 3, 2020

There is certainly a constant in life and that is, "things change". Notice not only how many home searches started in the Internet, but look at the percentage of mobile views. Very important to make sure your website is mobile ready.