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204  Montecito Terrace

204 Montecito Terrace

St Charles, MO 63304

Pending MLS# 26046162 14 days on market

$369,000

$279 / sq ft

3

Bedrooms

2

Bathrooms

1,321

Sq Ft Above Grade

0.34

Acres

About This Property

Welcome to 204 Montecito Terrace in the highly sought-after Montecito subdivision! This beautifully maintained 3-bedroom, 2-bath ranch delivers over 1,300 sq ft of bright, open living space. Step inside to soaring vaulted ceilings, a cozy fireplace, recessed lighting, and luxury vinyl plank flooring flowing through the main living areas. The showstopper kitchen features rich espresso cabinetry with designer gold hardware, stainless appliances, and breakfast-bar seating that opens to the dining area with a wall of windows overlooking the backyard. The spacious primary suite offers a charming bay-window sitting area, and both baths are tastefully finished. Built in 2005, all major systems are well within their expected life — move in with total confidence. Out back, a BRAND NEW wood deck steps down to a patio and a huge, flat, fully usable lot backing to a private tree line — no rear neighbors, just green space. Add a welcoming covered front porch, an oversized garage with carriage-style doors, and a location in the acclaimed Francis Howell School District, and you've got a home that works as a fantastic first home or a forever home. Homes in Montecito rarely hit the market — schedule your showing today!

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Property Details

MLS#26046162
StatusPending
Property TypeResidential
Property Sub-TypeSingle Family Residence
Year Built2004
LevelsOne
Bedrooms3
Bathrooms Full2
Sq Ft Above Grade1, 321
Lot Size Acres0.34
SubdivisionMontecito
Garage2 car
Basement9 ft + Pour, Unfinished, Walk-Out Access
Fireplaces1
HeatingForced Air
CoolingCentral Air
WaterPublic
SewerPublic Sewer
HOA Fee$600 / Annually
Annual Taxes$4, 012 (2025)
Elementary SchoolIndependence Elem.
Middle SchoolBryan Middle
High SchoolFrancis Howell High

Listing History

Listed: July 31, 2026 (14 days on market)

Viewed 27 times on this site.

Brokered by Patton Properties Broker Reciprocity MARIS